Health Insurance Plans
Individual, family, and group health insurance options through Cover California and top carriers. Find the right plan for your needs and budget.
What Is Cover California (ACA)?
Cover California is the state's health insurance marketplace under the Affordable Care Act (ACA). It offers subsidized health plans for individuals and families, making quality coverage more affordable based on your income.
Types of Health Plans
Individual Plans
Coverage for a single person. Choose from Bronze, Silver, Gold, or Platinum tiers based on your budget and healthcare needs.
Family Plans
Cover your entire family under one plan. Includes coverage for dependents up to age 26.
Group Health Insurance
Employer-sponsored plans for businesses. We help employers find affordable group coverage for their teams.
Short-Term Plans
Temporary coverage for gaps between jobs or during life transitions. Affordable options for short-term needs.
What's Typically Covered?
Doctor visits and preventive care (annual checkups, screenings)
Emergency room and urgent care visits
Hospital stays and surgeries
Prescription medications
Mental health and substance abuse services
Maternity and newborn care
Lab tests and imaging (X-rays, MRIs)
Pediatric services including dental and vision for children
Open Enrollment & Special Enrollment
The annual Open Enrollment Period for Cover California typically runs from November 1 through January 31. Outside of open enrollment, you may qualify for a Special Enrollment Period if you experience a qualifying life event such as:
Loss of existing health coverage
Marriage, divorce, or domestic partnership
Birth or adoption of a child
Moving to a new area
Change in income that affects subsidy eligibility
Carriers We Work With
We partner with trusted carriers including Kaiser, Health Net, Blue Shield, Anthem Blue Cross, and more to help you compare plans and find the best fit for your family.
Ready to Find the Right Health Plan?
Our licensed agents will walk you through your options and help you choose the best coverage.